Fiqih muamalah

1

2

1

dual (economic system .

(Islamic (Government Investment Act)

(Banking Act

2

(Bank Islam Malaysia Berhard 3

(Bank Muamalat Malaysia (Asian Finance Bank

Berhard)

(Kuwait Finance (Al-

House)

)Rajhi Banking dan Investment Corporation 1 2

Ascarya, Akad dan Produk Perbankan Syariah (Jakarta: Rajawali Press, 2007), h. 64. Ascarya, Akad dan Produk, h. 76. 3

3

Qatar Islamic Bank (Global

(RSUD Investment Bank Inc Investment House

6

7

(sale and buy back) 4

Sudin Haron, Wan Asmi, Wan Nursofiza, Islamic Finance and Banking System: Philosophies, Principles, and Practices (Kuala Lumpur: McGraw Hill Education, 2009), h. 78.

،)saving account –i( (credit card –i( .)government investment issues -i) 6

5

،)personal financing –i(

Erwandi Tarmizi, Harta Haram Muamalat Kontemporer (Bogor: PT. Berkat Mulia Insani, cet. IV, 2013), h. 23. 7 Ascarya, Akad dan Produk, h. 34.

4

(deferred payment (sale 8

9

(sales contract

10

11

OKI

8

Ascarya, Akad dan Produk, h. 98. 10 11 12

5

13

(Organisasi Konferensi Islam

(Organisasi Konferensi Islam

OKI)

National

)NSAC

Sharia Advisory

Council

Central Bank of (Malaysia Majlis (MPS

(Islamic Interbank

Penasihat Syari’ah)

Pasaran Wang antara Bank secara Islam

(government investment

Money Market issues –i

Terbitan Sijil Hutang Boleh credit card –

,(Negotiable ,Islamic (Debt

Negara

)i)

13

6

(cash line facility –i) personal financing –i

,(education financing -i)

revolving credit facility –i share financing –i) (credit card -i ,(Islamic Interbank

Pasaran Wang antara Bank secara Islam

government investment issues ( Terbitan Sijil Hutang Boleh Negara (Malaysian ,(Bank 14

14

.)(sale and buy back agreements

Ascarya, Akad dan Produk, h. 72-80.

Money Market

)i) (Negotiable ,Islamic Debt Islamic treasury bills) Negara negotiable notes –i

7

15

Pasaran Wang antara Bank secara Islam (Islamic Interbank Money Market (government investment issues –i ,(Negotiable Islamic (Debt

Terbitan Sijil Hutang Boleh Negara

)credit card –i)

15

Ascarya, Akad dan Produk, h. 86-89.

8

9

16

16

Sanapiah Faisal, Format-Format Penelitian Sosial (Jakarta: Rajawali Press, 1999), h. 107.

10

17

18 20

19

21 22

23

17

Tim Penyusun Kamus Pusat Bahasa, Kamus Bahasa Indonesia (Jakarta: Pusat Bahasa, 2008), h. 171. 18 Mohd Herwan Sukri & Mohd Hawari, Understanding Sharia and Its Application in Islamic Finance (Selangor: Replika Press, 2008), h. 56. 19 Herwan Sukri, Understanding Sharia, h. 56. 20 21

Muhammad, Lembaga-Lembaga Keuangan Umat Kontemporer (Yogyakarta: UII Press, 2008), h. 68. 22 23

Hassanudden Abdul Aziz, Islamic Banking {Malaysia: International Islamic University Malaysia (IIUM)}, cet. I, 2009), h. 3.

11

(library research(

24

25

24

Soerjono Soekanto dan Sri Mamudji, Penelitian Hukum Normatif Tinjauan Singkat (Jakarta: Rajawali Press, 1985), h. 85. 25 Tim Penyusun Fakultas Syari’ah UIN Malang, Pedoman Penulisan Karya Ilmiah Fakultas Syariah (Malang : UIN Press, 2013) h. 28.

12

26

(Majlis

MPS) Penasihat Syari’ah

.

27

(secondary data)

28

29

26

Tim Penyusun, Pedoman Penulisan, h. 29. Comy R. Setiawan, Metode Penelitian Kualitatif - Jenis , Karakter, dan Keunggulannya (Jakarta: Grasindo, 2010), h. 9. 28 Peter Mahmud Marzuki, Penelitian Hukum (Jakarta: Kencana, 2005), h. 64. 29 Soerjono, Penelitian Hukum Normatif, h.13. 27

13

(MPS

Majlis Penasihat Syari’ah)

30 31

30

Nazir, Metode Penelitian (Bogor: Ghalia Indonesia, 2011), h. 174 Peter, Penelitian Hukum, h. 43.

31

14

(Majlis (Penasihat Syari’ah

(Majlis Penasihat Syari’ah

MPS)

MPS)

15

32

32

Tim Penyusun, Pedoman Penulisan, h. 21.

16

33

33

Comy, Metode Penelitian, h. 13.

17

34

“Bai’ al-Inah and Tawarruq as Solution to

."Interest Based Personal Financing Facility

34

Burhan Bungin. Metodologi Penelitian Kuantitatif: Aktualisasi Metoologi Ke Arah Varian Ragam Kontemporer (Jakarta: PT. Raja Grafindo Persada, 2007), h. 42.

18

35

“Bai’ al-Inah dan Tawarruq Dalam Perspektif Hukum Islam

36

35

Mohd. Farihal Osman, Bai’ al-Inah and Tawarruq as Solution to Interest Based Personal Financing Facility, Skripsi Sarjana (Kedah: Universiti Utara Malaysia, 2007), h. 76. 36 Hendi Herijanto, “Bai’ al-Inah dan Tawarruq Dalam Perspektif Hukum Islam,” Quality, )Juni, 2014), h. 34-36.

19

Bai’ al-Inah and Tawarruq as Solution to Interest Based Personal Financing Facility

Bai’ al-Inah dan Tawarruq Dalam Perspektif Hukum Islam

20

21